Car Accidents and Insurance

There are many avenues available to help cover costs of chiropractic care after a car accident. It’s usually just as easy to see a chiropractor under your insurance plan as it is to see your family doctor.

Our Patient Stories

“Dr. Morgan and his team are so very lovely. I no longer suffer from back and neck pain thanks to them. Appointments are easy to schedule and they are flexible with your availability. Great place all around!”

“Simply the *BEST* chiropractor in Austin. I receive very consistent and caring service from Dr. Morgan, and my quality of life has sky rocketed. From my experience, West End Chiropractic deserves 6 stars.”

“Dr. Morgan is a wonderful chiropractor, and very caring and sensitive. His staff (Holly & Tai) are also incredibly welcoming and caring; I really enjoy my visits there.”

“As someone brand new to chiropractic treatment prior West End, Dr. Morgan performed a very thorough assessment before even offering an adjustment. His empathetic approach to my ‘neck cracking’ fears made me feel much more comfortable.”

“Due to scar tissue and a degenerative disc, I require attention and maintenance to stay as pain-free as possible. Since I have been in the care of Dr. Casey Morgan I am stronger and maintaining my health.”

“Dr. Morgan has helped with sports injuries for both of my children, and even my reluctant husband got adjusted when his back was injured. Dr. Morgan has a great bedside manner & really listens to his patients. I can’t say enough good things about West End Chiropractic.”

“Fantastic team, amazing service I would never go anywhere else!”

“I was involved in a hit and run. Alongside the rehab exercises monitored by the excellent staff, Holly and Tai, I was able to recover a week before expected and I’ve had no issues at this time. I highly recommend visiting if you’re a skeptic of chiropractic care.”

“Casey and his staff are so friendly and helpful. Casey cares about my case and is one of the main reasons my back ever feels a sense of relief. He is truly invested in helping get my discs and spine healthy again.”

“This is a great place to relieve pain the drug-free way. If you have chronic pain, go get evaluated. Dr. Morgan is excellent and he is supported by wonderful staff. There is never a long wait for treatment.”

“I have been to numerous chiropractic services in the last four years; all of which ended me back to square one with consistent neck and back pain. Dr. Morgan was the first chiropractor to truly address my issues and walk me through a detailed treatment plan. I highly recommend booking a visit if you are in any kind of pain; you will absolutely see results and get your life back.”

Does Insurance Cover Chiropractic After a Car Accident?

Yes!
There are many ways to cover the cost of chiropractic care after an accident. It’s often just as easy to see a chiropractor under your insurance plan as it is to see your family doctor.

Auto Insurance Policies

Most auto insurance policies will cover chiropractic treatment after an accident if it’s considered “reasonably necessary.” This can include multiple visits per week for severe injuries.

Important things to keep in mind:

Billing: Auto insurance companies typically pay your bills after all treatments are completed, not on a visit-by-visit basis.
Fault: If you were at fault, you’ll need PIP (Personal Injury Protection) coverage on your policy. If another driver was at fault, their insurance should cover your treatment, even if they only have liability coverage.

PIP Policies

Personal injury protection policies are generally accepted at chiropractic clinics. PIPs can protect you against the costs of your medical bills even if you’re at fault for the auto accident. They can also cover expenses of other passengers in your vehicle.

Additionally, auto policies with PIP can pay for health insurance deductibles, lost wages due to the accident, lost jewelry, and services like childcare. Health insurance policies don’t account for these kinds of expenses.

Attorney Letters of Protection (LOPs)

A letter of protection is a document sent to a medical provider by the accident victim’s attorney. It’s an agreement that states the patient will pay their expenses out of the settlement they expect to receive after their case is over.

LOPs allow auto accident victims to get treatment immediately, even if they don’t have cash available right away.

Your body has an incredible ability to heal. We're here to help you unlock its full potential.

Schedule Your First Appointment with West End Chiropractic

West End accepts all the payment options listed here, and even offers adjustable payment plans. Don’t wait to get treated after an auto accident. Get the care you need right here at West End Chiropractic Clinic — see our available appointment times.

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